There’s Always Something
A couple I know has some big aspirations. Their values and goals are clear, and they know what it will take to achieve them financially. One problem: something came up. An unexpected need arose, and they must delay this goal until they address it.
Here's another problem: this is only the most recent in a string of unexpected needs. Truth be told, they've been putting off this big, important dream for more than six years! Why? There's always something!
I'll illustrate for you.
First, they decided that buying a new vehicle was an immediate need. $27,000 of saving, 15 months of time, and another $35,000 of vehicle debt later, they had their new vehicle and were ready to achieve their dream.
Second, they decided that buying a house was an immediate need. $20,000 of saving and 12 months of time later, they had their house and were ready to achieve their dream.
Third, they decided that a dream Disney vacation was an immediate need. $18,000 of saving and 11 months of time later, they took their trip and were ready to achieve their dream.
Fourth, they decided that finishing their basement was an immediate need. $40,000 of saving and 18 months of time later, they had their new basement and were ready to achieve their dream.
Fifth, they decided that buying the other spouse a new vehicle is an immediate need. They are currently saving for this. But once they have this new vehicle, they will be ready to achieve their dream......
There's always something! When asked why they haven't pursued their huge dream yet, they will cite not being able to afford it. But when you look at the items above and how many resources they put toward them, it's easy to see that they could have done some amazing things over these past six years......they just chose to do something else instead.
Just remember, there's always something. Some things are in our control, and some aren't. However, far more is in our control than we'd like to believe. Please don't allow yourself to be a victim of your own life. Seize control of these decisions and prioritize your time, resources, and actions in accordance with your true values. Future you deserves it.
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