The Daily Meaning
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You’ll Never Be Ready
I recently saw a stunning yet not surprising statistic. The U.S. birth rate is at a 75-year low. We're having half as many babies as we did in 1950 (12 per 1,000 people now vs. 24 per 1,000 people then). Even crazier, the birth rate has decreased every year since 1988. Wild!
Someone’s World
While I believe each one of us has the power to change the world, the reality is most of us won't be household names on the Mount Rushmore of world-changers. The law of averages says that's true, and our lived history says that's true. Most of us won't change the world.
I’ll Have One Christmas, Hold the Guilt
I absolutely love Christmas, but do you know what I don't love? Financial stress, unforeseen debt, and guilt. This is the annual season where millions of families will throw away their measure and discretion for just one more taste of the holiday spirit.
Sear It In
Amidst the pandamonium, I leaned over to TJ and suggested that this might be Finn and Pax's first seared-in sports moment. A moment they might someday tell their own kids about. The type of moment that will ultimately get stored away in their core memories.
Owning Non-Excellence
Then mere hours later, I performed a masterclass in non-excellence by letting three separate people down: a client, a blog reader, and a fellow board member. Three whiffs, three embarrassments, three regrets. Several factors played into my mistakes, including my new agonizing back injury and technical issues. However, while it would be easy for me to make excuses for these mistakes, there was one common theme in each of them: Me!
Be the Worst Person In the Room
I intentionally chose a provocative title for today's piece, but it's sincerely how I feel. It's an alternative way to view the old moniker: "You become the average of the five people you spend the most time with." These last few days, I've spent time with countless people who have made far more impact, have a much grander vision, and have made much deeper sacrifices in their journeys than I can ever imagine.
When In Rome
I love the expression "When in Rome." It encapsulates my perspective of and approach to travel. The moment I depart Chicago, I will set my Midwest American culture, norms, and preferences aside and embrace the culture I'm entering.
A Silent Echo
That's the thing about generosity; it's a silent echo. Whether we see it or not, its impact reverberates through people's lives long after it occurs.
It’s a Slippery Slope
See the problem here? Whenever we treat something as "extra" or "different," we undermine our finances and marriage. We go from "ours" to "mine." From "being responsible" to "screw it." It gets muddy.
“Throwing Away” a Career, Revisited
I'm grateful for my friend Anna, and I deeply admire how she took the path less traveled. It's not been an easy journey, but so many people have been blessed by her contributions to their lives.
The Culture of Can’t
I don't know if it's always been this way, but we live in a toxically negative culture. A culture of "can't." Voices that echo throughout our lives, day in and day out. You can't get out of debt. You can't start the business. You can't get a better job. You can't afford to give that money away. You can't save for that big upcoming purchase. You can't have a job that doesn't suck. You can't, you can't, you can't.
Two Is Better Than One
Ownership and action are two different things. Yes, both spouses need to have ownership. However, couples don't need both spouses to jointly manage the finances. There are so many different ways this can play out.
The Blink of An Eye
A little more than eight years ago, Sarah and I were a mid-30s couple who aspired to one day have children. Just a handful of days later, we were the parents of twin baby boys. We went from “we wish” to “oh crap” in about twelve seconds. We bought car seats, bottles, clothes, and diapers AFTER meeting them for the first time. We didn’t even have a room ready for them. Our lives forever changed in the blink of an eye.
Keeping the Relationship Pure
Relationships and generosity, two of the most meaning-filled things in life. Typically, these two dynamics run parallel to one another. After all, both are a manifestation of love and compassion. They run parallel until, well, they don’t. Once in a while, a situation arises where the two can collide.
It’s Not About Looking Down
Giving isn't about assessing where we stand on some superficial hierarchy compared to a potential recipient of our gift. That's a cheap and shallow way to perceive giving.
Humility Is a Powerful Tool
This family had two vehicles. One was a large SUV (the wife's vehicle), and the other was a truck (the husband's vehicle). The wife's vehicle had a $442 monthly payment, and the husband's had an $812 monthly payment. These payments, combined with several other factors, resulted in significant financial stress due to a shrinking margin caused by inflation. They were hurting! Their marriage was hurting!