The Daily Meaning

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Investing Travis Shelton Investing Travis Shelton

Reckless, I Guess

During that nearly 160-year stretch, from the late 1800s until today, the U.S. stock market has NEVER lost money over a 15-year period of time. Ever. Sure, history tells us that we could lose half of our life savings (on paper) over a five-year window.

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Investing Travis Shelton Investing Travis Shelton

Meddling

A close friend recently texted me and asked if I would share what adjustments I've been making to my investments. After all, the world is constantly changing! It's important that we tweak and optimize our investment portfolio, right?

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Investing Travis Shelton Investing Travis Shelton

Gambling vs. Investing

Based on available data, 94%-95% of sports bettors lose money. Remember when Uncle Johnny crushed that four-team parlay and did shirtless victory laps around the house?

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Investing Travis Shelton Investing Travis Shelton

Embracing the Chaos

But what about 8-10%!?!? Isn't that what we should use to gauge performance? Yes....and no. Let's play a little game. In the last 155 individual years, how many years did the stock market finish in the positive 8%-10% range?

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Investing Travis Shelton Investing Travis Shelton

Well, Well, Well Again

In the entire investment world, there are only a few dozen people who can be successful at this for an extended period of time, and they aren't your brother's co-worker's neighbor. It's not your financial advisor, either!

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Careers, Meaning, Investing Travis Shelton Careers, Meaning, Investing Travis Shelton

Blood Money

One reader took exception to my analysis and aggressively came to the defense of my friend. "You're a finance guy, Travis. You know the math. If your friend invests $850 each month for the next 25 years, that's $1,000,000. That's how he gets to create generational wealth. He'd be stupid to throw away that opportunity."

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