The Daily Meaning

Take your mornings to the next level with a daily dose of perspective and encouragement to start your day off right. Sign-up for a free, short-form blog delivered to your inbox each morning, 7 days per week. Some days we talk about money, but usually not. We believe you’ll take away something valuable to help you on your journey. Sign up to join the hundreds of people who read Travis’s blog each morning.

“Your daily blog posts have become a great part of my morning routine, waking up and reading your posts challenge me to reflect on something that matters in my life or view something from a different perspective.”
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Travis Shelton 8/2/23 Travis Shelton 8/2/23

This Generation, Man!

Do you ever think about how doomed we are with this young generation coming up? Lazy, disinterested, entitled, and spoiled. They don't want to work, have no idea how the world works, and are too soft. Well, that's the narrative, anyway.

Travis Shelton 8/1/23 Travis Shelton 8/1/23

When Pigs Fly

Did you know that pigs can fly? I have proof! My biggest fear in life is public speaking. It terrifies me. I once took public speaking 101 during summer college because I preferred to have 12 strangers watch me vomit rather than 100 of my university peers (true story!).

Travis Shelton 7/31/23 Travis Shelton 7/31/23

First, We Fail

Yesterday, before I was about to mow the yard, Finn asked if he could help me. He's been obsessed with "mowin' men" since he could talk, so operating a push mower is right up there with ice cream and swimming pools for that kid. At first, I did the turns and let him single-handedly run with the straightaways. Then, about halfway through, he asked if he could do the turns by himself. I assisted him on the first few, but after a while, he got into a rhythm and did them himself.

Travis Shelton 7/30/23 Travis Shelton 7/30/23

You Aren't For Everyone

My social media manager, Claire, recently decided we must invest heavily in LinkedIn content. Over the last several years, I've completely neglected that platform. Not because I don't believe in it, but rather because engaging on that platform is really uncomfortable for me. It's uncomfortable because that's where my new career intersects with my old career. There's no more apparent sign of how much different my life is today than 5 years ago than when I cross so directly with my old world. But alas, Claire wins these types of debates and has started the execution of her new strategy. She's doing a great job, by the way! If interested, you can connect with me on LinkedIn HERE.

Travis Shelton 7/29/23 Travis Shelton 7/29/23

Take a Breather, Then Get Back In the Game!

Last night, our family returned from our annual lake trip. Lots of pool time, too many good eats, and countless memories filled our time together. While I always look forward to this trip, I'm equally excited to return.

Travis Shelton 7/28/23 Travis Shelton 7/28/23

Ron Popeil Would Be Proud

When working with clients on investing, I stress the importance of simplicity, consistency, and patience. We choose broad, cheap funds. We make contributing a habit in our life. We remember how long our time horizon is.....so we don't freak out about the volatility along the way

Travis Shelton 7/27/23 Travis Shelton 7/27/23

The Beauty of (Some) Bad Financial Decisions

I have a confession: I might soon make a bad financial decision. Mathematically, it's not the right thing to do. It won't increase my net worth. It won't improve my monthly cashflow. It won't lead to the betterment of my family's financials over the long term. It's a flat-out bad financial decision. If that's true, and I know it's true, why on earth would I entertain such a decision? Because not everything is about money. Not everything in life is about optimizing for money's sake. We aren't little robots whose job is to crunch numbers and make the best mathematical decision at every point along the way.

Travis Shelton 7/25/23 Travis Shelton 7/25/23

Because That's What We Do

Yesterday's episode was our 245th installment of the Meaning Over Money podcast (Spotify / Apple). With an average run time of 17 minutes per episode, that equates to nearly 70 hours of free content. Not only is it free, but it's evergreen content that can be consumed by people for years and decades to come. Yesterday's episode was somewhat unique, though. It's completely raw and unedited. No intro/outro, no sound-improving filters, no balancing out the dips and peaks, no cutting my f-bombs (just kidding....or am I?). It's just me, my microphone, and some ideas.

Travis Shelton 7/24/23 Travis Shelton 7/24/23

Would You Wave the Wand?

Think about some of the more significant mistakes and failures you've experienced in your life. If they are significant, I suspect they involved some level of pain. Take the next 30 seconds to think about what these mistakes are.

Travis Shelton 7/23/23 Travis Shelton 7/23/23

"I Can't Believe This Is My Life"

"I can't believe this is my life," exclaimed a very frustrated, scared, and defeated wife, with tears in her eyes. It was about four years ago, and I was sitting in a conference room with a husband and wife who felt hopeless and helpless. They had made several poor financial decisions over the years, and the cumulative effect was starting to add up. They felt trapped in their jobs, suffocating in bills, and feeling like the walls were closing in. They were living a nightmare.

Travis Shelton 7/22/23 Travis Shelton 7/22/23

Because Every Month Is Different

July has been absolutely bonkers for our family. By the time July comes to a close, one of both of us (Sarah or I) will have been traveling for 23 of the 31 days of the month. It’s a combination of work, fun, and family. With crazy summer travel comes a very common occurrence in households all across the country. Finances can become chaotic, unpredictable, and laxidazical. I have this conversation with clients all the time, reminding them they aren’t alone.

Travis Shelton 7/21/23 Travis Shelton 7/21/23

A Good Day's Work

Have I ever mentioned how much I love work? Not because it's fun (it's often not), but because it matters. There's something really fulfilling about waking up in the morning, serving people well, using our gifts and talents, and coming home knowing we gave it everything we had. Yesterday was a perfect example of it:

Travis Shelton 7/20/23 Travis Shelton 7/20/23

One Relationship Away

A decade ago, I was an avid user of a program called Instapaper. This tool allows you to save web articles and documents in a central location for later reading. If you’re anything like me, I frequently see interesting things to read, but am too busy with other obligations to digest it on the spot. Enter Instapaper. This app lets you click a button on your phone or desktop browser, and boom (!!!), it’s forever saved and organized until you decide to read it.

Travis Shelton 7/19/23 Travis Shelton 7/19/23

Beware of Survivorship Bias

I had a fun dinner last night with some of the employees who work for my client. One of them asked me about our most recent podcast, which took us down the finance rabbit hole. One of the young men commented on how debt is good, citing its prevalent use as a common trait amongst wealthy people. The dots were connected that using debt fuels success. In some ways, he's right. Using debt can propel success. On the flip side, however, just as using debt can accelerate success, it can also accelerate failure. But we don't talk about that much in our culture. Why?

Travis Shelton 7/18/23 Travis Shelton 7/18/23

The Stock Market Is Melting....or Is It?

Per usual, there's been a lot of talk about how bad the stock market is. According to the prevailing narrative, it's "risky," people have lost a lot of money, and it's not wise to put money in it. Whenever I wander into these types of conversations, I always ask why people think that. Inevitably, the answer is some form of "because it's lost so much money."

Travis Shelton 7/17/23 Travis Shelton 7/17/23

Coke and Context

I was recently trading texts with an old high school friend. We usually text about NBA basketball, but other times we hit on parenting, work, relationships, and life. In this particular conversation, he mentioned the prevalence of drugs in his world. A bit confused, I started asking him some questions. He was saying things that I cannot relate to in any shape or form. He's my exact age, and we spent most of our childhoods living in the same tiny town, hanging with the same people. If I wasn't already disoriented enough, he dropped a comment that shook me, "Honestly, it's hard to meet a girl who doesn't do coke." That's a different type of relational challenge than I've struggled with.....to put it lightly.

Travis Shelton 7/16/23 Travis Shelton 7/16/23

"Daddy is Helping People"

I didn't become a parent until I was 35 years old. One of the benefits of not becoming a parent until later in life is it allowed me to watch everyone around me parent. As I watched, I noticed one trend that disturbed me. Kids would freak out when their parents went to work. To an extent, I understood this. Kids want to be with their parents.....period. However, I noticed something else. Whenever the topic came up, it was communicated in some variation of the following: "I have to go to work."

Travis Shelton 7/15/23 Travis Shelton 7/15/23

In the Zone

Today's post is a weird topic, but since it's my blog, I suppose I get to do that. I've recently been thinking about the idea of being "in the zone." It's a common concept in sports. It makes me think back to Michael Jordan and some of his dominating performances over his illustrious career. Though mine weren't as infamous as his, I vividly remember being in the zone a time or two in my basketball career. Notably, a 47-point game in a JV tournament when I was a freshman in high school. It was like a switch inside me flipped, and everything around me was in slow motion. It was still me, but it was a different version. Nearly 30 years later, I still remember those feelings like it was yesterday.

Travis Shelton 7/14/23 Travis Shelton 7/14/23

A Price Tag on Legacy?

I was talking to someone the other day about big-picture financial goals. This topic often produces some interesting ideas, but there are a few responses I hear over and over. This particular man uttered an all-to-common phrase, "Leave a legacy for my kids." And by legacy, he meant millions of dollars dumped into his children's laps. I know this for two reasons: 1) that's typically what this phrase means in modern America, and 2) he clarified and said it means leaving his kids millions of dollars.

The Daily Meaning

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“Your daily blog posts have become a great part of my morning routine, waking up and reading your posts challenge me to reflect on something that matters in my life or view something from a different perspective.”

"Love starting my morning with a daily dose of positivity or perspective!"