The Daily Meaning
Take your mornings to the next level with a daily dose of perspective and encouragement to start your day off right. Sign-up for a free, short-form blog delivered to your inbox each morning, 7 days per week. Some days we talk about money, but usually not. We believe you’ll take away something valuable to help you on your journey. Sign up to join the hundreds of people who read Travis’s blog each morning.
Archive
- November 2026
- October 2026
- September 2026
- August 2026
- July 2026
- June 2026
- May 2026
- April 2026
- March 2026
- February 2026
- January 2026
- December 2025
- November 2025
- October 2025
- September 2025
- August 2025
- July 2025
- June 2025
- May 2025
- April 2025
- March 2025
- February 2025
- January 2025
- December 2024
- November 2024
- October 2024
- September 2024
- August 2024
- July 2024
- June 2024
- May 2024
- April 2024
- March 2024
- February 2024
- January 2024
- December 2023
- November 2023
- October 2023
- September 2023
- August 2023
- July 2023
- June 2023
- May 2023
- April 2023
- March 2023
- February 2023
- January 2023
- December 2022
- November 2022
- August 2021
- November 2020
- July 2020
- June 2020
- April 2020
- March 2020
- February 2020
- October 2019
- September 2019
Embracing Freedom
Within each of our own lives, we also have a different kind of freedom available to us. It's the kind of freedom that stems from healthy financial stewardship, avoidance of debt, and the refusal to pursue a materialistic life.
It’s Not About Looking Down
Giving isn't about assessing where we stand on some superficial hierarchy compared to a potential recipient of our gift. That's a cheap and shallow way to perceive giving.
The Dip Is a Myth
I have a strange hobby. Occasionally, I'll set a random reminder on my phone for the distant future. These reminders usually stem from conversations with buddies or goals with clients. It's always a fun treat to get a random, obscure reminder. Yesterday, I woke up to a memorable one: "Remind Ryan the dip is a myth." That's it. That's all it said.
Forgetting the Plot
In many ways, this is a close parallel with life. Amidst the chaos, busy, and unforeseen events, it's easy to forget the plot. We say to ourselves that x, y, and z are our primary objectives. Yet, if we were honest with ourselves, our actions may say otherwise.
The Three-Month Rule
Budgeting is simple—eventually. Budgeting is powerful—eventually. Budgeting is a game-changer—eventually. Budgeting isn't something we just pick up and are magically good at. After all, if you don't budget, there's a strong likelihood you've operated your finances without one for years....maybe decades. So we can't expect to be overnight experts.
The Tale of Two Encounters
Words are powerful. Words can build up, tear down, create impact, and cause destruction. Whoever championed the "sticks and stones" jingle must not have experienced the wrath of words. Every day, when we go about our business, we wield a weapon. We have a choice: Use it for good or for harm.
Multiplication, Not Addition
Generosity isn't addition. When we give, it's not making a dollar-for-dollar, hour-for-hour, or act-to-act impact. It multiplies. It transcends the original gift, oftentimes spiraling into something much, much bigger than initially intended.
Humility Is a Powerful Tool
This family had two vehicles. One was a large SUV (the wife's vehicle), and the other was a truck (the husband's vehicle). The wife's vehicle had a $442 monthly payment, and the husband's had an $812 monthly payment. These payments, combined with several other factors, resulted in significant financial stress due to a shrinking margin caused by inflation. They were hurting! Their marriage was hurting!
The Clamps Are Tightening
Do you ever feel like you make good enough money and manage it well, yet there's simply no margin in your financial life? If so, you aren't alone. Millions of families in this country are experiencing this phenomenon.
Stumbling Into Memories
Yes, I was tired. Yes, I was hoping to take it easy. Yes, I had work to do. Yes, the heat index was 112 degrees. Yes, I had an early wake-up time the next morning. But when we stumble into memories, we must seize them!
But at What Cost?
It's not a matter of IF we will get bit by the jealousy bug, but WHEN. It's going to happen. As such, we must be ready to face it head-on. That's where the "but at what cost?" question can be so handy.
Sucker For a Vanilla Dish
If we were wise, we would take inventory of all the things we invest our money and time into and assess how much value we're receiving for the cost.
It’s Just 22 Words
“We are born with nothing, and we die with nothing, yet we spend our lives trying to accumulate as much as possible.”
Sometimes Dreams Change
She's living the ideal life she has always wanted, yet she'sexperiencing this silent, behind-the-scenes misery. Do you know the other emotion she's feeling? Guilt. The guilt of getting exactly what she wanted, but now being discontent.
Putting THEIR Money Where MY Mouth Is
One of my clients recently received an unexpected $2,000 (after-tax) bonus. Excited about this newfound money, they quickly commenced negotiations about where this money should go. There were several options on the table.
When Our Possessions Possess Us
In the hours that followed, I pondered this weird response. Here's where I landed: I possess my possessions, not the other way around. It's just a car—just a thing. A handful of years from now, it will be in a landfill, a distant memory.
Never-Ending Highlight Reels
What we see on social media isn't real life. It's a tiny sliver of real life, carefully curated and ever-so-intentionally massaged to suit the palette of an outside audience. It's posted primarily to generate a specific feeling or response.
5-Star Dining at a 2-Star Establishment
While I love a 5-star restaurant as much as the next person, not all meals need to be profound. Sometimes, it's just about creating memories over some simple food. The food was just that: simple. However, we had a blast together, and everyone walked out happy and full.
Today’s a Great Day For a Check Mark
One of my seven-year-olds, Finn, recently handed me a piece of paper. It was a list of items with little squares to the left of them. "What's this, bud?" "This is my bucket list." Uhhhhhh, my seven-year-old has a bucket list?
The Arms Race of Materialism
We have an arms race on our hands. It's a sexy, intoxicating endeavor: the violently aggressive pursuit of more. Bigger houses, newer cars, grander trips, trendier clothes. More, more, more. The problem with more is that every time we get more, more is still more. Ironically, it's an unwinnable race.